Claim Guide HQ
Damage Claim Guides
Roof, water, fire, hail, theft — how claims work for each type of damage.

Burst Pipe Insurance Claims: Coverage and Pitfalls
Does home insurance cover a burst pipe? Learn what's covered, the sudden vs. gradual trap, freezing exclusions, and how to file a strong water-damage claim.

Hail Damage Roof Insurance Claims: What Adjusters Look For
Filing a hail damage roof insurance claim? Learn what adjusters look for, how to document damage, deadlines, and how to dispute a lowball settlement.

House Fire Insurance Claims: Step-by-Step Recovery
Filing a house fire insurance claim? Follow this step-by-step guide: safety, documentation, additional living expenses, contents inventory, and settlement.

Will Insurance Cover a 15-Year-Old Roof?
Will home insurance cover a 15-year-old roof? It depends on the cause and your settlement basis. Learn ACV vs. RCV, roof age rules, and what to expect.

Water Damage vs. Flood Damage: What's Covered
Standard home insurance covers sudden water damage but excludes flooding. Learn the difference, why it matters for your claim, and how to get flood coverage.

Roof Damage Insurance Claims: Complete Guide
How roof damage claims work: what's covered, why age and wear-and-tear get claims denied, and how ACV vs. RCV changes what your insurer actually pays.